As a general contractor Treasure Island FL homeowners rely on, LanCo Construction & Development has worked on this barrier island for decades. Treasure Island runs from John’s Pass down to the Blind Pass bridge, and the homes along it are as varied as the neighborhoods — mid-century block houses on Sunset Beach, canal-front properties on Isle of Capri and Paradise Island, and Gulf-front homes along the beach itself. What they have in common is that every one of them sits in a flood zone, and that changes how the work has to be done.

We have been building in Pinellas County since 1986. That matters on Treasure Island, because the difference between a project that gets permitted and one that stalls usually comes down to knowing the rules before you draw the plans.

Construction & Remodeling Services in Treasure Island

Building in a Treasure Island Flood Zone

Most of Treasure Island falls in AE or VE flood zones, and that determines what you are allowed to do to your home. If the cost of your improvements reaches 50% of the structure’s market value, FEMA’s substantial improvement rule requires the whole building to be brought into compliance with current flood standards — which usually means elevating it. That threshold catches a lot of homeowners by surprise partway through a project.

We scope Treasure Island projects with that number in mind from the first conversation. Sometimes the right answer is to stay under the threshold and phase the work. Sometimes the right answer is to accept full compliance and rebuild. Either way you should know which one you are doing before demolition starts, not after.

We also handle the parts that come with building on a barrier island: wind-load requirements, breakaway wall construction below the flood elevation, elevated mechanical and electrical systems, and foundations designed for sandy coastal soil.

Treasure Island uses the 50% substantial improvement threshold, and its code requires a finished floor 2 feet above base flood elevation. It also prohibits structural fill in V and Coastal A zones, which can rule out the cheapest way of getting a house up. We go through all of it on our flood zone construction page, and you can work out your own number with the 49/50% threshold calculator.

Why Treasure Island Homeowners Choose LanCo

We are a family-owned general contractor, licensed and insured in Florida under CBC1255870, and we have been doing this work in Pinellas County for forty years. We know the Treasure Island permitting process, we know what the building department will ask for, and we are close enough to be on your site the same day when something needs a decision.

Contact LanCo Construction today to talk about your Treasure Island project, or call (727) 533-9515.

Frequently Asked Questions

Does LanCo Construction work in Treasure Island, FL?

Yes. LanCo Construction is based in St. Petersburg, a short drive from Treasure Island, and we regularly work throughout the island including Sunset Beach, Isle of Capri and Paradise Island.

Can you help if my Treasure Island home was flood damaged?

Yes. We handle flood repairs and substantial damage rebuilds. We do not lift existing homes — that is a specialist trade — but we do convert a ground floor to compliant non-habitable space with new living space built above it, and we build new elevated homes from the ground up. We will help you understand where your project falls against the FEMA threshold before you commit to a scope.

Do I have to elevate my Treasure Island home to remodel it?

Not always. It depends on whether the cost of your improvements reaches 50% of the structure’s market value. Below that threshold you can generally renovate without elevating. We calculate this at the start of every barrier island project.

What kinds of projects does LanCo take on in Treasure Island?

Whole home renovations, room additions, ADUs, interior and exterior construction, new home construction, and flood zone rebuilds.